Team Poland is a joint strategic initiative formed by six preeminent Polish development institutions within the PFR Group. Its primary mandate is to provide holistic development support and capital financing to facilitate the international expansion of Polish commercial enterprises.

The initiative operates as a centralized "one-stop-shop" (a singular institutional point of contact) for commercial entities seeking global growth. By integrating the distinctive portfolios, services, and core competencies of diverse public institutions under a unified corporate identity, Team Poland ensures that enterprises receive cohesive and comprehensive support.

Team Poland is composed of six foundational pillars of the national economic development infrastructure:

• PFR (Polish Development Fund / Polski Fundusz Rozwoju)

• BGK (State Development Bank of Poland / Bank Gospodarstwa Krajowego)

• KUKE (Export Credit Insurance Corporation / Korporacja Ubezpieczeń Kredytów Eksportowych)

• PAIH (Polish Investment and Trade Agency / Polska Agencja Inwestycji i Handlu)

• ARP (Industrial Development Agency / Agencja Rozwoju Przemysłu)

• PARP (Polish Agency for Enterprise Development / Polska Agencja Rozwoju Przedsiębiorczości)

In federation, these entities deliver an integrated ecosystem of business support.

The primary strategic mandates of Team Poland encompass:

• Enhancing the global competitiveness of Polish commercial entities;

• Facilitating structured market entry and international expansion;

• Synthesizing the state's commercial support portfolio into an accessible framework.

By virtue of this institutional synergy, entrepreneurs receive specialized interventions precisely calibrated to the specific evolutionary stages of their corporate projects.

Team Poland significantly optimizes access to public corporate support. Rather than initiating fragmented communications with multiple independent state bodies, an enterprise is empowered to:

• Acquire critical information and strategic guidance through a centralized portal;

• Receive a customized matrix of operational and financial instruments;

• Engage directly with designated industry specialists and strategic advisors.

This structural approach substantially compresses the temporal investment required to identify and secure appropriate developmental instruments.

The portfolio encompasses both financial and non-financial instruments, including debt and equity financing, state guarantees, credit insurance, international market intelligence, professional training, promotional mechanisms, analytical publications, and an expansive global networking infrastructure.

The actionable instruments include, inter alia:

• The financing of international export contracts;

• Loans and credit facilities dedicated to foreign direct investment;

• Direct equity investments;

• Trade receivables insurance and political/commercial investment insurance;

• Bank guarantees for international trade transactions;

• Strategic advisory and macroeconomic market analysis;

• Professional workshops and high-level corporate matchmaking events;

• Strategic reports and policy publications;

• Facilitation of international B2B relationship networks;

• Centralized access to public procurement intelligence and trade expositions.

This architecture constitutes an all-inclusive support ecosystem for enterprises engaged in international commerce.

Team Poland provides an expansive array of capital solutions for global expansion. This ranges from investment and working capital credit lines - including the financing of export receivables, financing facilities for foreign buyers, and direct capitalization of overseas investments by Polish entities (administered via BGK) - to structured debt and private equity deployment (via the Foreign Expansion Fund managed by PFR TFI, and Vinci), supplemented by bank guarantees, export letters of credit (BGK), and comprehensive insurance underwriting (KUKE).

Affirmative. Subject to fulfilling specific eligibility criteria, non-repayable fiscal support may be secured through targeted instruments, such as the Grants for Eurogrants program administered by PARP, or the Polish Technological Bridges initiative overseen by PAIH.

Team Poland is explicitly designed for Polish enterprises intending to execute strategic expansions into international markets. The institutional portfolio is accessible to:

• Small and Medium-sized Enterprises (SMEs);

• Large-scale corporate entities and multinational conglomerates;

• Established exporters as well as enterprises formulating initial market-entry strategies.

The support mechanisms are precisely calibrated to align with varying corporate growth stages. Furthermore, specialized provisions are available for municipal governments, institutional investors, asset managers, and non-profit organizations.

To access foundational export readiness support, enterprises are invited to engage with the Polish Investment and Trade Agency (PAIH). PAIH provides fundamental capabilities including: formal export potential audits, the formulation of market-entry strategies for targeted jurisdictions, the due diligence and verification of foreign commercial partners, and the compilation of specialized market intelligence brief packages.

Affirmative. A dedicated framework available to early-stage entities is the Erasmus for Young Entrepreneurs program, administered by PARP. Additionally, PAIH offers targeted solutions, including the coordination of official Trade Missions, the curation of bespoke Business Partner Indices, and the facilitation of structured B2B matchmaking assemblies.

The Team Poland platform features advanced digital diagnostic tools - most notably the Entrepreneurial Assistant - designed to align the collective portfolio of Team Poland subsidiaries with your corporate requirements. Based upon data captured via a structured diagnostic assessment, the platform generates a curated matrix of applicable programs and financial instruments.

Affirmative. Team Poland provides institutional access via:

• A dedicated corporate contact center (infoline);

• A specialized task force of international advisors (Global Desk);

• Continuous strategic advisory across all phases of project execution.

This ensures that corporate entities can rapidly secure authoritative guidance and data.

Affirmative. Capitalization may be extended to foreign entities, contingent upon the condition that the international buyer procures goods or services from a Polish exporter, or enters into a joint venture with a Polish enterprise overseas. Furthermore, we provide capitalization for export-oriented domestic investments within the territory of the Republic of Poland.

By synthesising the statutory powers of its constituent bodies, Team Poland ensures:

• The capitalization of foreign direct investments;

• The structural mitigation and underwriting of transactional risk;

• The provision of working capital and investment financing for export-driven projects;

• The extension of credit facilities to international buyers of Polish capital goods and services;

• The structured financing of international trade receivables;

• Strategic facilitation for entry into novel jurisdictions;

• The cross-border promotion of Polish brand equity.

This integrated approach significantly enhances the operational efficacy of enterprises navigating international markets.

Affirmative. Team Poland facilitates global expansion across all continents through mechanisms such as institutional matchmaking. PAIH maintains a network of Foreign Trade Offices globally, affording Polish entrepreneurs localized, real-time tactical support when evaluating expansion options within Asia, the Americas, or Australasia.

Concurrently, KUKE administers the Shop in Poland program, structured to integrate Polish suppliers into large-scale sovereign or infrastructure projects globally. Additionally, BGK is empowered to secure international payment channels, extend buyer credit and supplier credit structures globally, and finance both domestic and international capital investments executed by Polish firms.

The core institutional advantages comprise:

• Centralized, unified access to the complete state development portfolio;

• Significant reduction in administrative and temporal search costs;

• Enhanced optimization and calibration of support instruments to corporate needs;

• Direct backing from accredited industry specialists and public financial institutions.

To initiate engagement, please observe the following administrative protocol:

1. Access the official Team Poland digital platform;

2. Define the strategic and operational requirements of your enterprise via the diagnostic interface;

3. Evaluate the generated recommendations regarding optimized support instruments;

4. Initiate formal communication with our designated expert advisors.